Any way you slice it, health insurance is an absolute must-have. It isn’t cheap, but when you need medical testing done or when you get sick or when you need prescriptions filled, you need health insurance to keep those things affordable.


There’s little doubt that lack of heath coverage is also a growing problem in the United States, though steps like implementation of the Affordable Care Act have been taken to expand the marketplace and allow more Americans to have access to health care.


You may think to yourself, ‘I don’t get sick. I don’t need insurance.’ Even if you have the world’s strongest immune system, you’re taking a huge risk by not having health insurance. Why? For starters, there are serious health and monetary risks you really shouldn’t gamble on.


Without insurance, there can be serious hits to your wallet. When you get sick with even the most common things like a cold or chicken pox or a yearly physical, you’ll be paying out of your own pocket if you